No bank linking. No spreadsheets. Just notes.
Type what you spent. Penno turns it into budgets, subscriptions, and forecasts.

"Every budgeting app made me do the bookkeeping. With Penno I just write it down."
You type what you spent, like a quick note: "coffee 4.50, groceries 32". Penno parses each line into transactions with amounts, merchants, and categories — no forms, no dropdowns, no bookkeeping.